YNAB

“Over the years I struggled to find a budget system that actually works. YNAB has a learning curve but it has totally helped me. Been using it since 2019”

“Not remotely sexy but i have been using this budgeting software for over ten years and it is great- Every dollar gets a job and i know exactly where all of our money is all of the time. Their support is excellent- Highly recommend. A side benefit is because i always put a note in the memo of any transaction i might want to find again i can tell you who fixed the toilet in the downstairs bathroom six years ago.”

“I’ve been using YNAB (following the main rules and cultivating a wish farm) for almost five years. With their approach, you assign money you currently have rather than forecasting based on what you think you’ll make. After previously trying a handful of apps and tricks to stay on top of finances, YNAB has been a godsend! If you’re curious, I recommend exploring the YNAB YouTube channel. It can feel overwhelming, but you can take it step by step. Feel free to comment with any questions! I’m no expert, but I am the resident budget nerd in my family and genuinely enjoy it.”

“I confess that I pay for this app but I have no intuition for understanding money or how much I’m spending and this app helps me do that without hyperfixating on it so it’s worth it!”

“My budget buddy”