YNAB

“Over the years I struggled to find a budget system that actually works. YNAB has a learning curve but it has totally helped me. Been using it since 2019”

“I confess that I pay for this app but I have no intuition for understanding money or how much I’m spending and this app helps me do that without hyperfixating on it so it’s worth it!”

“I’ve been using YNAB (following the main rules and cultivating a wish farm) for almost five years. With their approach, you assign money you currently have rather than forecasting based on what you think you’ll make. After previously trying a handful of apps and tricks to stay on top of finances, YNAB has been a godsend! If you’re curious, I recommend exploring the YNAB YouTube channel. It can feel overwhelming, but you can take it step by step. Feel free to comment with any questions! I’m no expert, but I am the resident budget nerd in my family and genuinely enjoy it.”

“My budget buddy”