YNAB- You need a Budget

Not remotely sexy but i have been using this budgeting software for over ten years and it is great- Every dollar gets a job and i know exactly where all of our money is all of the time. Their support is excellent- Highly recommend. A side benefit is because i always put a note in the memo of any transaction i might want to find again i can tell you who fixed the toilet in the downstairs bathroom six years ago.