YNAB (You Need A Budget) app

I’ve been using YNAB (following the main rules and cultivating a wish farm) for almost five years. With their approach, you assign money you currently have rather than forecasting based on what you think you’ll make. After previously trying a handful of apps and tricks to stay on top of finances, YNAB has been a godsend!

If you’re curious, I recommend exploring the YNAB YouTube channel. It can feel overwhelming, but you can take it step by step. Feel free to comment with any questions! I’m no expert, but I am the resident budget nerd in my family and genuinely enjoy it.