Monarch Money

“Love a good dashboard. In fact, I am somewhat dashboard-obsessed at the moment. I need one-stop-shops to look at the categories of my life and contain the chaos in my head. This platform is my money-category, chaos-crushing dashboard. I should add it's dummy-proof. If I can get it to work for me, certainly you will be able to get it to work for you. The UX is very intuitive. During tax season, I gave access to my bookkeeper, a diehard Quickbooks person, and she was an immediate convert. They just launched a "Plus" level that allows you to separate business and personal. I'm sure I need that, too, but haven't tried it yet. Stay tuned.”

“I'm gonna sound like I'm getting paid to say this but I swear I'm just a girl clawing my way out of generational poverty: Monarch changed my life. It helped me get myself out of over $10K in debt in one year and start building real, actual savings (and wealth??) for the first time in my life. I got my grandma on Monarch and helped her delete literally THOUSANDS OF DOLLARS in recurring MONTHLY charges she DIDN'T KNOW ABOUT (OLD PEOPLE ARE GETTING SCAMMED, BUT THAT'S ANOTHER TOPIC). It also helped me convince my dad to open a high yield savings account and start contributing to his IRA (he's 63 and has no retirement...). I'm getting Monarch subscriptions for everyone in my family for Christmas. I will be the one to lift us out of perpetual debt if it's the only thing I do with my life. I open Monarch 10 times a day. I can not live without it. I'm not even going to drop my referral code here (if you want to get 50% off your first year, I'd be happy to share it, but you probably know someone already who can give you their discount).”

“I have always avoided everything relating to a budget, but I FINALLY sat down and did it with this app. You guys, I cancelled THOUSANDS of annual dollars in recurring subscriptions (this is very embarrassing to admit, but I cancelled $9,610 in lifestyle creep dollars). I'm honestly feeling so accomplished! Here's a link that will give you 50% off your first year if you want to try it.”

“yes and amen, I have tried alllll the budgeting apps and this! is! the! one!”

“from the team that made mint. it’s not free, but it’s ad-free and well worth it (at the lower tier plan - not convinced of the value of the higher-level plus plan at this time, but i’m not a small business owner.)”