American Express Gold Card (Canada)

“I like whacking the metal onto card readers. This is a very good card for travel, and the yearly fee is more than compensated by the earn rate on points (and by the travel voucher). Additionally, booking through the Hotel Collection often gives you some nice perks (85 euros of room service/bar credits for example). I think the USA version is probably better, but I’m not based there! Also gives some lounge access.”