Financial Order of Operations Flow Chart

I'm a pretty snarky CPA during the day so I scoff at most planning tools and recommendations, but this chart does hit the nail on the head. Won rec of the week a while back. Start with essentials, build your emergency funds, and pay down debt. As far as business bookkeeping, it depends on your business volume. One sale a month? Use a spreadsheet. 100 a month? Probably want to consider a software. But go hike the trail before worrying about that boring stuff.