Monarch budgeting app
I'm gonna sound like I'm getting paid to say this but I swear I'm just a girl clawing my way out of generational poverty: Monarch changed my life. It helped me get myself out of over $10K in debt in one year and start building real, actual savings (and wealth??) for the first time in my life. I got my grandma on Monarch and helped her delete literally THOUSANDS OF DOLLARS in recurring MONTHLY charges she DIDN'T KNOW ABOUT (OLD PEOPLE ARE GETTING SCAMMED, BUT THAT'S ANOTHER TOPIC).
It also helped me convince my dad to open a high yield savings account and start contributing to his IRA (he's 63 and has no retirement...). I'm getting Monarch subscriptions for everyone in my family for Christmas. I will be the one to lift us out of perpetual debt if it's the only thing I do with my life. I open Monarch 10 times a day. I can not live without it. I'm not even going to drop my referral code here (jk I linked my discount in the comments below if you want 50% off your first year, but you probably know someone already who can give you their discount, so use theirs first).
a month ago
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This! I am happy to pay my Monarch annual subscription fee. It's helped us so much to see what we are *really* spending, can't hide from that cash flow chart!
very addicting! i used to completely avoid looking at my money, which led to me developing the worst of my habits. now i'm on the complete other end of the spectrum which... probably has some downsides, but at least i'm not spending money i don't have anymore lol.
hahaha I also first heard about Monarch from TFD (shout out chelsea fagan) but was convinced to sign up because a friend uses it and i was like, oh, i guess this is real
Same! Code please!
as you wish! https://monarch.com/referral/b5f2l12ezr
I don't have my own code, just the link, but the code TFD50 works for 50% off
Thank you!!!
The way I ran to download this app!
The initial setup CAN be a bit tedious, especially if you have several individual credit cards. But if most of your money is in a handful of places (i.e. checking, savings, and credit card at the same bank) it's way easier. The most annoying part is literally just logging into your accounts. It is incredibly user friendly in my opinion. If you're curious about it and just want to see what the software looks like and whether it's a good fit for you, you could do a free trial and cancel before you get charged?
hell yeah this makes me so happy to hear, best of luck
Across Rec League
Monarch Money
amy groome | mid-flight
“Love a good dashboard. In fact, I am somewhat dashboard-obsessed at the moment. I need one-stop-shops to look at the categories of my life and contain the chaos in my head. This platform is my money-category, chaos-crushing dashboard. I should add it's dummy-proof. If I can get it to work for me, certainly you will be able to get it to work for you. The UX is very intuitive. During tax season, I g”
Janet Wallace
“I have always avoided everything relating to a budget, but I FINALLY sat down and did it with this app. You guys, I cancelled THOUSANDS of annual dollars in recurring subscriptions (this is very embarrassing to admit, but I cancelled $9,610 in lifestyle creep dollars). I'm honestly feeling so accomplished! Here's a link that will give you 50% off your first year if you want to try it.”
S.P.A. QUEEN
“This is something I saw on @Taylor Brogan reco - I'm currently in my trial period and will be hitting yes to purchase. Making shared accounts easier which we all really need these days”
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