Ugh who has healthcare options that are decent for those of us who are self employed? The options in the MA plan are not the best, wondering if there is anything better out there?

Question

Amanda · Answer

Look into healthshare programs: The one I use is called Sedera, but there are many out there. Some have religious affiliations and some do not. This is a great option if you don’t have pre-existing conditions that preclude you from getting those covered. Sedera has been super easy to use and it feels wonderful to NOT be paying an insurance company and to be contributing to the community’s needs. Highly recommend in the right cases!

Allie McRae · Answer

CrowdHealth: I haven’t signed up yet but I’m heavily leaning this way. (Would love others thoughts!)

It’s basically a crowdfunded health insurance alternative. You’re paying into the collective and each health “event” you have is $500 flat. I think there are a few different tiers, but that’s the one I’m looking into. They have their own telehealth team that you have access to as a member. And if you go to the doctor for preventative care or, you know, an ingrown toenail or something, you go as an uninsured person. Since it’s not insurance, it’s a little challenging for me to get the full picture. And definitely more fitting for healthier folks that don’t rely on prescriptions or a specific care team. But they offer intro calls where you can ask all the questions!